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Residential Loan Application

First National Bank extends loans to those applicants that reside or own property in the Bank’s trade area which includes Camden, Laclede, Miller and Morgan counties in Missouri.

Privacy Statement

FACTS
WHAT DOES FIRST NATIONAL BANK DO
WITH YOUR PERSONAL INFORMATION?
 
Why? Financial companies choose how they share your personal information.
Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
• Social Security Number and Credit History
• Payment History and Transaction or Loss History
• Overdraft History and Checking Account Information
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First National Bank chooses to share; and whether you can limit this sharing.
 
Reasons we can share your personal information Does First National Bank share? Can you limit this sharing?
For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes-
to offer our products and services to you
No We don't share
For joint marketing with other financial institutions Yes No
For our affiliates' everyday business purposes-
information about your transactions and experiences
No We don't share
For our affiliates' everyday business purposes-
information about your creditworthiness
No We don't share
For our affiliates to market to you No We don't share
For non-affiliates to market to you No We don't share
 
Questions? Call 573-346-3311 or go to www.fnb-lakeozarks.com
 
Who we are
Who is providing this notice? First National Bank
 
What we do
How does First National Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does First National Bank collect my personal information? We collect your personal information, for example, when you
• Open an account or Give us your wage statements
• Make a wire transver or Give us your contact information
• Pay us by check
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies
Why can't I limit all sharing? Federal law gives you the right to limit only
• Sharing for affiliates' everyday business purposes - information about your creditworthiness
• Affiliates from using your information to market to you
• Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
 
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies..
• First National Bank has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and non-financial companies.
• First National Bank does not share with non-affiliates so they can market to you.
Joint marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you.
• First National Bank does not jointly market.
 
Other important information
We maintain physical, electronic and procedural safeguards to protect your information and we limit access to information to those employees for whom access is appropriate.


FDIC
Member FDIC
First National Bank

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