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Loan Rates
Click Here for Prime Rate
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Loan Type
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Interest Rate
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APR*
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Mortgage Loans
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40 Year Rate
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6.500%
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6.563%
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30 Year Rate
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5.875%
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5.946%
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20 Year Rate
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5.875%
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5.970%
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15 Year Rate
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5.625%
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5.743%
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FIXED RATES AVAILABLE ON NEW CONDOMINIUM PROJECTS
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INTEREST ONLY LOANS AVAILABLE
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MHDC Funds
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(For First Time Home Buyers)
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With 3% Cash Assistance
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6.490
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6.650
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Without Cash Assistance
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6.040
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6.170
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Rural Development
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100% Loan - 30YR Fixed
Seller can pay all of
buyers closing costs.
Income guidelines and 2.00% USDA Guarantee Fee apply.
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6.000%
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6.072%
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New service released programs conforming conventional, commercial, jumbo, quick & simple stated income, interest only, arms, fixed rate seconds and home equity lines of credit, 80/20 program, 100% loans & more.
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Call Robert Phelps at 573-346-3311 for rates and information about these programs.
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*APR=Annual Percentage Rate
**NOW ACCEPTING MORTGAGE PRE-APPLICATIONS ONLY at
www.fnb-lakeozarks.com**
**Quoted rates are subject to change without notice
**Document origination fee of $250.00 on all loans unless otherwise stated
**Loans in excess of 80% loan value require private mortgage insurance, which will increase the Annual Percentage Rate over the life of the loan
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Interest Rates
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Account Type
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Interest Rate
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APY*
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NOW
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0.25%
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0.25%
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Super NOW
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0.25%
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0.25%
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Money Market
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1.00%
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1.01%
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MM $10,001 to $75,000.00
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1.25%
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1.26%
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MM $75,001.00 & Up
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1.50%
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1.51%
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Passbook Savings
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0.75%
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0.75%
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PS $50,000.00 to $74,999.99
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1.00%
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1.01%
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PS $75,000.00 & Up
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1.50%
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1.51%
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Christmas Club
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0.50%
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0.50%
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91 Day CD
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2.00%
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2.02%
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182 Day CD
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2.25%
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2.27%
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12 Month CD
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2.50%
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2.52%
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18 Month CD
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2.50%
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2.52%
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30 Month CD
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2.75%
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2.78%
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36 Month CD
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2.85%
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2.88%
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*APY = Annual Percentage Yield. for rates on $100,000.00 or more call the main bank 573-346-3311
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**Rates may change without notice**
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