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Loan Rates
Click Here for Prime Rate
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Loan Type
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Interest Rate
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APR*
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Mortgage Loans
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30 Year Rate
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5.000%
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5.068%
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20 Year Rate
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4.750%
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4.841%
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15 Year Rate
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4.375%
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4.489%
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Rural Development
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100% Loan - 30YR Fixed Seller can pay all of buyers closing costs. Income guidelines and 2.00% USDA Guarantee Fee apply.
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5.125%
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5.193%
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FHA loans are now available, contact Robert Phelps for details. 573-346-3311 Ext: 129
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*APR=Annual Percentage Rate
**NOW ACCEPTING MORTGAGE PRE-APPLICATIONS at www.fnb-lakeozarks.com for properties in Missouri
**Quoted rates are subject to change without notice
**Document origination fee of $250.00 on all loans unless otherwise stated
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Interest Rates
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Account Type
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Interest Rate
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APY*
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NOW
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0.25%
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0.25%
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Super NOW
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0.25%
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0.25%
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Money Market
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0.50%
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0.50%
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MM $10,001 to $75,000.00
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0.50%
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0.50%
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MM $75,001.00 & Up
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0.50%
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0.50%
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Passbook Savings
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0.50%
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0.50%
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PS $50,000.00 to $74,999.99
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0.50%
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0.50%
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PS $75,000.00 & Up
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0.50%
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0.50%
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Christmas Club
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0.50%
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0.50%
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91 Day CD
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0.80%
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0.80%
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182 Day CD
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1.10%
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1.10%
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12 Month CD
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1.60%
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1.61%
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18 Month CD
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1.75%
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1.76%
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30 Month CD
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1.75%
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1.76%
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36 Month CD
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1.75%
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1.76%
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*APY = Annual Percentage Yield. for rates on $100,000.00 or more call the main bank 573-346-3311
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**Rates may change without notice
Early withdrawal penalties may be imposed for early withdrawal**
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