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Loan Rates

  • Click Here for Prime Rate


  • Loan Type
    Interest Rate
    APR*
    Mortgage Loans
    30 Year Rate
    5.000%
    5.068%
    20 Year Rate
    4.750%
    4.841%
    15 Year Rate
    4.375%
    4.489%
    Rural Development
    100% Loan - 30YR Fixed
    Seller can pay all of
    buyers closing costs.
    Income guidelines and 2.00% USDA Guarantee Fee apply.
    5.125%
    5.193%
    FHA loans are now available, contact Robert Phelps for details. 573-346-3311 Ext: 129
      *APR=Annual Percentage Rate
    **NOW ACCEPTING MORTGAGE PRE-APPLICATIONS at
    www.fnb-lakeozarks.com for properties in Missouri
    **Quoted rates are subject to change without notice
    **Document origination fee of $250.00 on all loans unless otherwise stated


    Interest Rates
    Account Type
    Interest Rate
    APY*
    NOW
    0.25%
    0.25%
    Super NOW
    0.25%
    0.25%
    Money Market
    0.50%
    0.50%
    MM $10,001 to $75,000.00
    0.50%
    0.50%
    MM $75,001.00 & Up
    0.50%
    0.50%
    Passbook Savings
    0.50%
    0.50%
    PS $50,000.00 to $74,999.99
    0.50%
    0.50%
    PS $75,000.00 & Up
    0.50%
    0.50%
    Christmas Club
    0.50%
    0.50%
    91 Day CD
    0.80%
    0.80%
    182 Day CD
    1.10%
    1.10%
    12 Month CD
    1.60%
    1.61%
    18 Month CD
    1.75%
    1.76%
    30 Month CD
    1.75%
    1.76%
    36 Month CD
    1.75%
    1.76%
    *APY = Annual Percentage Yield. for rates on $100,000.00 or more call the main bank 573-346-3311


    **Rates may change without notice

    Early withdrawal penalties may be imposed for early withdrawal**



    FDIC
    Member FDIC
    First National Bank

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