Understanding Online Security is the number one way to keep your information secure. The following recommendations are not intended to be all inclusive, but certainly will help get you started toward online security. Additionally, we encourage you to visit the referenced websites we have linked to learn more.
Computer Related Safeguards
- Utilize diverse passwords or pass phrases that are easy to remember, but hard to guess.
- Do not reuse the same password on multiple sites.
- Use a secure browser.
- Use updated firewall, anti-virus and anti-spyware software on all internet connected devices.
- Look for website privacy policies and avoid sharing your personal information unless it is absolutely necessary.
- Consider any unsolicited phone calls or e-mails as suspect until proven otherwise. Call the provider at a previously-known or published number to confirm its legitimacy. If unable to confirm the legitimacy of the caller or email sender, hang up the phone or delete the e-mail without opening.
- Beware of "Phishing" and "Pharming" schemes designed to look legitimate while defrauding the victim of personal or financial information. More information is available at www.antiphishing.org.
- Fully install all software updates and patches to ensure known security vulnerabilities are fixed.
- Ensure any site you provide personal information is a secure site. Take a close look at the website name to ensure you are on the site you intended to visit and look for the https at the beginning of the web address. Https is a protocol for secure communication over a computer network which is widely used on the internet.
- Never complete private banking transactions over a publicly connected network.
- Request copies of your credit report on a regular basis so that you can verify its accuracy. For a free copy of your credit report annually, visit www.annualcreditreport.com. Report any suspected fraud to your bank and the fraud units of the three credit reporting agencies immediately.
Finally, First National Bank strongly encourages all customers to check their financial statements on a regular basis and contact the bank directly if any suspicious or unrecognized transactions appear. If fraud is detected from your First National Bank debit card, you may receive a text message,phone call or email notifying you of the questionable transaction and prompting you to call the bank or our service provider to ensure your account and money is kept secure.
For more great information on protecting you and your loved ones, please visit https://www.getsafeonline.org/.